In 2008 we invited a number of specialist media insurance providers to tender for the post of 'Recommended Insurance Provider to RIG'. The clear front-runner in that process was Allen Chapman & James, more usually abbreviated to ACJ, who demonstrated a strong understanding of the media industry in general and radio in particular, offering competitively priced products in recognition of the limited budgets in radio.
We therefore have no hesitation in recommending that you give them a call to discuss your media insurance requirements. However RIG cannot of course take any responsibility for ACJ's policies -- any insurance arrangement will be purely between the indie and ACJ.
Their website is at www.acjltd.co.uk - ACJ is now part of the Integro Group, so the website branding has changed but it is still Allen Chapman & James.
Please telephone 01206 500 000 and ask for the radio production insurance team.
And just to make it absolutely clear, neither RIG as a body nor any individual member gets any commission or other payback for this recommendation -- it is purely done for the benefit of members. We have subsequently benefited from ACJ's kind sponsorship of refreshments at our Annual General Meetings and support for some of our Radio Production Awards, but this was not a factor in our original recommendation!
RIG members who are also members of BECTU or the NUJ should also check schemes available through those unions, though they are more applicable to individual insurance needs than company requirements. In some cases it will be worth holding both company and individual insurance.
The National Union of Journalists has an arrangement with Imaging Insurance to cover virtually all journalistic risks including libel. Premiums depend on individual circumstances so can only be quoted on a bespoke basis, but typically start at £250 pa. Full details here: www.londonfreelance.org/fl/1208insu.html
The Broadcasting, Entertainment, Cinematograph and Theatre Union (BECTU) has a much more limited production insurance, which covers Public Liability only, but at just £25 pa. Details here: www.bectu.org.uk/benefits-services/pli
A valuable new service for journalists operating abroad, "including without restriction war zones" has been launched by the International Federation of Journalists, at https://insuranceforjournalists.com/IFJ/. It looks surprisingly affordable considering the difficulty of getting any insurance in the most hazardous places. Note of course it is for individuals, not companies, so would be in addition to rather than in place of a standard company insurance for the UK.